Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

State Fiscal Recovery Funds in Action: North Carolina

HOME Coalition Sign-On Letter: FY 2023 Funding for HOME

NCSHA, along with 788 national, state, and local organizations, sent this letter to Chair Brian Schatz (D-HI) and Ranking Member Susan Collins (R-ME) of the Senate Appropriations Subcommittee on Transportation, Housing, and Urban Development (THUD) and Chair David Price (D-NC) and Ranking Member Mario Diaz-Balart (R-FL) of the House Appropriations THUD Subcommittee to express strong support for $2.5 billion in funding for the HOME Investment Partnerships program in Fiscal Year 2023.

Third NCSHA Letter to Ginnie Mae on Delinquency Ratio Exemption Extension

NCSHA advocated to Ginnie Mae that it again extend its delinquency ratio exemption beyond its June expiration. The Ginnie Mae MBS Guide specifies the delinquency ratios on outstanding pools and loan packages below which an issuer must remain to avoid sanction.

Freddie Mac Underserved Markets Plan for 2022–24

On April 27, 2022, Freddie Mac published its approved Underserved Markets Plan for 2022–24. The plan outlines how Freddie Mac intends to fulfill its obligations under the Federal Housing Finance Agency’s Enterprise Duty-to-Serve Rule. The Duty-to-Serve Rule requires Freddie Mac and Fannie Mae to support lending for housing for very low-, low-, and moderate-income families (those earning 100 percent of area median income or below) in three underserved segments of the housing finance market: manufactured housing, affordable housing preservation, and rural areas.

Fannie Mae Underserved Markets Plan for 2022–24

On April 27, 2022, Fannie Mae published its approved Underserved Markets Plan for 2022–24. The plan outlines how Fannie Mae intends to fulfill its obligations under the Federal Housing Finance Agency’s Enterprise Duty-to-Serve Rule. The Duty-to-Serve Rule requires Fannie Mae and Freddie Mac to support lending for housing for very low-, low-, and moderate-income families (those earning 100 percent of area median income or below) in three underserved segments of the housing finance market: manufactured housing, affordable housing preservation, and rural areas.

House Dear-Colleague Letter: HOME Investment Partnerships Program FY 2023

In April 2022, Representative Joyce Beatty (D-OH) circulated to her House colleagues this sign-on letter requesting support from the House Committee on Appropriations Subcommittee on Transportation, Housing and Urban Development, and Related Agencies to increase funding for the HOME Investment Partnerships program (HOME) to at least $2.5 billion for fiscal year 2023.

State Fiscal Recovery Funds in Action: Nevada

The Coronavirus State and Local Fiscal Recovery Fund provides $350 billion to state, local, and tribal governments to support their response to and recovery from the COVID-19 public health emergency. This profile highlights how one state is using these recovery dollars for affordable housing.

FHFA Strategic Plan for Enterprise Conservatorship for 2022–26

The Federal Housing Finance Agency (FHFA) published this Strategic Plan for Fiscal Years 2022–2026 on April 14. The plan outlines FHFA’s priorities as the regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. The plan sets three main goals for FHFA during the applicable time period: securing the FHLBs and GSEs’ safety and soundness, responsibly stewarding FHFA's infrastructure, and fostering housing finance markets that promote equitable access to affordable and sustainable housing.

Dear Colleague Letter: House LIFELINE Act, H.R. 7078

This “Dear Colleague” letter, circulated by Representatives Alma Adams (D-NC) and David Rouzer (R-NC), encourages members of the House of Representatives to cosponsor the bipartisan LIHTC Financing Enabling Long-Term Investment in Neighborhood Excellence (LIFELINE) Act, H.R. 7078, which Adams and Rouzer introduced on March 15. NCSHA has endorsed the legislation.

Featured HAF Program: Illinois Homeowner Assistance Fund

The Illinois Homeowner Assistance Fund Program (ILHAF) provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships in Illinois. The state is now accepting applications from homeowners for grants of up to $30,000 to eliminate or reduce past-due mortgage and property tax payments.