Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

Affordable Housing Credit Improvement Act Center

Access advocacy tools, useful links, and videos related to the Affordable Housing Credit Improvement Act. Get involved and contact NCSHA staff with questions. | Sponsored by Senators Maria Cantwell (D-WA), Todd Young (R-IN), Ron Wyden (D-OR), Johnny Isakson (R-GA) and in the Senate and Representatives Suzan DelBene (D-WA), Kenny Marchant (R-TX), Don Beyer (D-VA), and Jackie Walorski (R-IN) in the House, the Affordable Housing Credit Improvement Act of 2019 (S. 1703/H.R. 3077) would make significant strides towards addressing our nation’s severe shortage of affordable housing by expanding and strengthening the Low Income Housing Tax Credit (Housing Credit), our nation’s most successful tool for encouraging private investment in the production and preservation of affordable rental housing. This legislation would increase the supply of affordable rental housing by over 550,000 units over 10 years. #AHCIA

HUD Title I Letter 490: Revisions to Residency Requirements

The U.S. Department of Housing and Urban Development Issued Title I Letter 490 on March 26, 2025. The letter removes the eligibility for non-permanent resident aliens to obtain FHA Title I loans, updating the requirements for permanent residents in the Property Improvement and Manufactured Home Loan Programs.

FHA Mortgagee Letter 2025-09: Revisions to Residency Requirements

The U.S. Department of Housing and Urban Development has issued Mortgagee Letter 2025-09, updating residency requirements for borrowers seeking FHA-insured financing.

HOME Investment Partnerships Program Reauthorization and Improvement Act

Senator Catherine Cortez Masto (D-NV) and Representative Joyce Beatty (D-OH) recently introduced the HOME Investment Partnerships Program Reauthorization and Improvement Act (S. 948 / H.R. 2031) to reauthorize the HOME program, increase the authorized funding level for the program to $5 billion, and make several needed program improvements.

Housing Credit Program FAQs

The Low Income Housing Tax Credit (Housing Credit) is a federal tax credit created by President Reagan and Congress in the Tax Reform Act of 1986 designed to encourage private sector investment in the new construction, acquisition, and rehabilitation of rental housing affordable to low-income households. Over the last three decades, the Housing Credit has become the most successful affordable rental housing production program in history.

Senate Letter to HUD on DOGE Staff Cuts

On February 20, 2025, a group of Senators sent this letter to Housing and Urban Development Secretary Scott Turner expressing concerns over the agency’s plans for staffing cuts, which were made based on the recommendations of the new Department of Government Efficiency.

Tax-Exempt Housing Bonds FAQs

What are Housing Bonds? | Are Housing Bonds one of the original uses of PAB authority? | How do HFAs use Housing Bonds? | What are Mortgage Credit Certificates? | How much bond authority do states have? | What restrictions exist on the use of Housing Bonds? | Why should Congress protect Housing Bonds? | Could other tax incentives replace the need for Housing Bonds? | What does this program cost? | How could Congress maximize Housing Bonds to build more rental housing and help more first-time home buyers? | What reforms can be made to MRBs to allow HFAs to assist more home buyers?

NCSHA Comments on FHFA Proposed Rule on FHLB Governance

On February 3, 2025, NCSHA submitted comments on a Federal Housing Finance Agency proposed rule to revise regulations addressing boards of directors and overall corporate governance of the Federal Home Loan Banks (FHLBs). NCSHA expressed its overall support for the proposed rule, particularly its proposal to require that the FHLBs look to include board members with experience and expertise in several emerging topics impacting the housing market. NCSHA asked that FHFA also mandate that the banks look to appoint directors with experience working with HFAs and familiarity with the federal and state housing programs they administer.

Public Finance Network Asks Congress to Maintain Private Activity Bonds

The Public Finance Network, a coalition of issuer groups — including NCSHA — and interested stakeholders campaigning to maintain and improve municipal bond programs, wrote to congressional leaders on January 31, 2025, asking them to protect and bolster the tax-exempt municipal bond market.

Government Finance Officers Association Report: Protecting Bonds to Build Infrastructure and Create Jobs

In January 2025, the Government Finance Officers Association updated and released new data for its report on “Protecting Bonds to Build Infrastructure and Create Jobs.” This report examines the critical role tax-exempt municipal bonds play in funding public-sector infrastructure projects.