Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

Legislative Text of the Affordable Housing Bond Enhancement Act

The Affordable Housing Bond Enhancement Act, introduced on April 28, 2025, by Senators Catherine Cortez Masto (D-NV) and Bill Cassidy (R-LA), enacts several of NCSHA’s long-standing priorities for strengthening the Mortgage Revenue Bond (MRB) and Mortgage Credit Certificate (MCC) programs.

Summary of the Affordable Housing Bond Enhancement Act

This document summarizes the Affordable Housing Bond Enhancement Act, which was introduced by Senators Catherine Cortez Masto (D-NV) and Bill Cassidy (R-LA) on April 28, 2025.

Section-by-Section Analysis of the Affordable Housing Bond Enhancement Act

The attached document provides a section-by-section description of the Affordable Housing Bond Enhancement Act, which was introduced on April 28, 2025, by Senators Catherine Cortez Masto (D-NV) and Bill Cassidy (R-LA). The legislation would enact many of NCSHA’s long-standing priorities for strengthening the Mortgage Revenue Bond (MRB) and Mortgage Credit Certificate (MCC) programs.

FHA Mortgagee Letter 2025-13: Updates to Claims Without Conveyance of Title Post-Foreclosure Sales Period and HUD Real Estate Owned Properties Exclusive Listing Period

On April 28, 2025, the Federal Housing Administration issued Mortgagee Letter 2025-13 revising the Claims Without Conveyance of Title (CWCOT) program and the exclusive listing period for the U.S. Department of Housing and Urban Development’s Real Estate Owned properties. The letter eliminates the previously established exclusive and extended post-foreclosure sales periods under the CWCOT program and mandates a uniform 60-day post-foreclosure sales period during which properties are available to all buyer types, including investors.

NCSHA Response to RFI on Potential Statutory Changes to the HOME Investment Partnerships Program

NCSHA sent this letter to Chairman Mike Flood and Ranking Member Emanuel Cleaver of the House Financial Services Committee Subcommittee on Housing and Insurance in response to a request for input on potential statutory changes to the HOME Investment Partnerships Program.

NCSHA Recommendations to HUD on Streamlining Program Administration, Regulations

On April 22, 2025, NCSHA sent this letter to Secretary Scott Turner at the U.S. Department of Housing and Urban Development with several recommendations to help streamline program administration, minimize delays, cut costs, and enable state housing finance agencies to manage HUD programs more effectively.

IRS Revenue Procedure 2025-18: New MRB and MCC Purchase Price Limits and Safe Harbors

On April 16, 2025, the Internal Revenue Service published Revenue Procedure 2025-18, which revises the nationwide average purchase price limits and the average area purchase price safe harbors for the Mortgage Revenue Bond (MRB) and Mortgage Credit Certificate (MCC) programs. The revenue procedure establishes the new MRB and MCC purchase price limits by taking the Federal Housing Administration single-family loan limits released in November 2024 and dividing them by .867. It also sets the national average purchase price at $540,700 for computing the housing cost/income ratio, which determines which areas qualify as high cost and are eligible for an increase in MRB/MCC income limits.

FHA Mortgagee Letter 2025-12: Tightening and Expediting Implementation of the New Permanent Loss Mitigation Options

On April 15, 2025, the Federal Housing Administration issued Mortgagee Letter 2025-12, which supersedes and updates the guidance provided in Mortgagee Letter 2025-06.

FAQs: Neighborhood Homes Investment Act of 2025

This NCSHA document responds to pertinent questions regarding the Neighborhood Homes Investment Act introduced by Representatives Mike Kelly (R-PA) and John Larson (D-CT) on April 10, 2025. This bill, which is one of NCSHA’s top legislative priorities, establishes a federal tax credit targeted to the new construction or substantial rehabilitation of affordable owner-occupied housing located in distressed urban, suburban, and rural neighborhoods.

NCSHA Summary of Neighborhood Homes Investment Act

This document provides a detailed summary of the Neighborhood Homes Investment Act, which was introduced by Representatives Mike Kelly (R-PA) and John Larson (D-CT) on April 10, 2025. This bill, which is one of NCSHA’s top legislative priorities, establishes a federal tax credit targeted to the new construction or substantial rehabilitation of affordable, owner-occupied housing located in distressed urban, suburban, and rural neighborhoods.